0

Perpetual Problems Around Finances

Couple fighting about problems around finances.

What are perpetual problems?

Perpetual problems are the problems we argue about over and over again. They are part of the
⅔ of problems that never get solved in our relationships according to John Gottman’s research.
It can be so frustrating to feel like you are having the same fight all the time. It’s hard to feel like
our partner doesn’t hear us or understand the way we see things. It can make things hard to talk
about and bring distance in the relationship making it hard to connect. A lot of times perpetual
problems can be about major life decisions. They can be important to both people and hard to
navigate if you are on opposite sides.

Fights about money

One of the major issues couples have perpetual problems with is finances. Money can be a
tough subject in any relationship especially when there are disagreements about how to budget
and save. The fight you are having about how much to spend on vacation or holiday gifts is
probably not really about those specific things but a bigger issue behind those things. Perpetual
problems are typically about something much deeper; a dream, or a value that you differ on.
With money, it’s more than just being a spender or a saver. Typically there is something you
may not even realize yourselves about how you use your money.

Some examples are:

  • How we grew up. Perhaps we didn’t have a lot of money and wanted to budget to make sure that doesn’t happen or even spend it so we can enjoy what we work so hard for.
  • Different values or financial goals. One partner can be future-minded and thinking of things like retirement. Or they may be focused on enjoying the present moment and making memories on nice vacations and experiences with loved ones.
  • Fear. It can be common to fear unforeseen changes that could affect financial stability like losing a job, car trouble, or having an unexpected medical event.

So how can you live with your differences around finances?

A good way to address any perpetual problem is having a conversation where the goal is to listen
while finding the deeper meaning behind your partner’s side. Instead of only hearing what’s on
the surface try to find the story or dream behind their position. Set aside some time to discuss
things where each person gets the time to talk about how they feel. Try using these guidelines
during that conversation:

Do’s
Be interested
Tune into your partner’s world as the listener and ask questions
Talk honestly and openly about your feelings as the speaker
Postpone your own agenda as the listener

Don’t’s
Don’t argue your point of view while listening
Suspend judgement
No blaming, criticism, or contempt
Don’t minimize your partner’s feelings

Finding the underlying dream

Use these questions from the Gottman Method Dreams Within Conflict exercise:

  • What are your core beliefs, ethics or values behind this issue?
  • Is there a story behind this or does this relate to your background or history in some way?
  • Why is this so important to you?
  • What feelings do you have about this issue?
  • What would be your ideal dream?
  • Is there a deeper purpose or goal in this for you?
  • What do you wish for?
  • What do you need?
  • Is there a fear or disaster scenario in not having this dream honored?

After this conversation, it may be much easier to compromise about money. Once we
understand where our partner is coming from and how important it feels to them, it can make
deciding how to manage finances a task with less conflict. The point is we want the type of
relationship where we support our partner’s dreams and not one where we always win and get
our way. Sometimes it just takes a little bit of work to find that dream and some focus to actually
understand it.

Share this post:

Kari Rusnak manages her telehealth private practice and is currently licensed in Mississippi, Colorado, and Utah. Kari is a Board Certified Telemental Health Provider and trained in EMDR. She is a Certified Gottman Therapist and her practice focuses on LGBTQ+, those in open/poly relationships, chronic pain, and sexual health. Visit her website at www.karirusnakcounseling.com.

Recommended products

Original price was: $199.00.Current price is: $149.00.

Now on Sale! Drs. John and Julie Gottman’s Art & Science of Love couples workshop is available online for you and your partner to take together from the comfort of your own home.

You and your partner will learn how to foster respect, affection, and closeness in your relationship. You will build and share a deeper connection with each other. You’ll learn how to keep conflict discussions calm, how to break through conflicted gridlock, and how to strengthen and maintain the gains in your relationship

Related posts

A dating couple learning about red flags vs. growth areas to determine whether to mover forward with the relationship.

Red Flags vs Growth Areas: How to distinguish and navigate them

The Gottman Institute

Discover the difference between red flags vs. growth areas in relationships. Learn when to walk away and when to use the opportunity to grow.

Read More

A couple in distress because one partner won't work on improving their relationship.

My Partner Won’t Work On Our Relationship- What should I do?

Cheryl Fraser

My partner won't work on our relationship and I don't know what to do. Learn the reasons why some people avoid relationship work and how to approach them to have better results.

Read More

What to look for in a long term partner to have a successful relationship.

What to Look for in a Long Term Partner: 12 Must Have Qualities

The Gottman Institute

Discover the essential traits to look for in a long-term partner, including emotional intelligence, shared values, communication skills, and more to build a lasting, healthy relationship.

Read More

Couple with relationship problem, learning how to solve them so that they don't break up.

How to Solve Relationship Problems Without Breaking Up

The Gottman Institute

Arguments in a relationship are normal, but they also cause stress and unhappiness. Learn how to solve relationship problems and enhance your personal health and wellbeing.

Read More

Nagging in a relationship is shown as a wife nagging her husband about a chore while holding their baby.

What Is Nagging in a Relationship?

The Gottman Institute

Nagging in a relationship is a common dynamic that can be improved by communication about deeper issues.

Read More

Same sex couple arguing at home. They are stuck in a conflict cycle of constant fighting.

Everything Turns Into an Argument: How to Break the Conflict Cycle

The Gottman Institute

When you fight constantly, and everything turns into an argument, it can feel hopeless. However, you can learn to break the conflict cycle and successfully manage conflict in your relationship.

Read More

Improve your Relationship Skills with our Free Newsletters
0